Convert to a Roth IRA or Not?

Even if you qualify to convert your traditional individual retirement account to a Roth account, it doesn’t mean you should. The right answer is probably tied up in concerns about personal income tax rates, your plan for your estate, the current state of your finances and, in a sense, your best guess about your future tax circumstances. Here are the principal differences between the two IRA plans. Traditional IRA Created in 1974, the traditional IRA […]

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